Understanding Loan Points And

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Understanding Mortgage Points | Credit.com
Mortgage points are also called discount points and are paid to lower your mortgage loan interest rate. This process is called buying down the rate. This process is called buying down the rate. Typically, one mortgage point is equivalent to 1% of the loan amount.
Explaining Mortgage Discount Points In Plain English
When your mortgage lender quotes you current mortgage rates, the rate is typically quoted in two parts.. The first part is the mortgage rate, and the second part is the number of discount points ...
Mortgage Points: Understanding the Basics | PennyMac
Understanding Mortgage Discount Points Discount points can be purchased at the time of the closing to lower the initial interest rate on a home loan. While there is some variation between different loan products, most lenders will allow borrowers to buy down their rate.

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