The Pros And Cons Of Refinancing Your Auto Loan Ask A Lender

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Posted on September 15, 2018 at 12:18 PM

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The Pros And Cons Of Refinancing Your Car Loan
Determining whether refinancing your car loan is a good financial decision depends on a number of factors including your current loan’s interest rate, the amount of equity you have in the vehicle, the amount of your monthly payment and your overall financial health.
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Cons. If you refinance with a higher rate, you might pay more interest every month and over the lifetime of your loan. If you refinance to a shorter term, your rate might be lower, but your payment could be higher. Refinancing to a longer term may lower your payment, but you might pay more interest over the lifetime of your loan.
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