Loan Agreement Limitation Period

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Author Of loans and limitations: limitation and the ...
Where a lender makes a secured loan, the period of limitation for the lender’s claim for repayment is governed not only by s 5 and s 8 of the Limitation Act 1980 (six years for simple contracts, 12 years for deeds), but also by s 20.
What Is the Statute of Limitations on Debt? | AllLaw
The time period within which a mortgage lender can foreclose on your home may be different than the time period for other written contracts. For example, in Ohio, banks are allowed up to 21 years to file a foreclosure action on a mortgage loan default.
When does limitation start for an on demand loan?
Historically, at common law, where a loan is repayable on demand or does not stipulate a specific repayment date, then the loan is treated as being repayable immediately and the six year limitation period starts to run as soon as the loan is provided (Re Brown’s Estate [1893] 2 Ch 300).

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